As retirement and investment specialists, we focus on creating value, security, and peace of mind for our clients and their families. Within our specialties we focus on protecting our clients’ life savings from market volatility, we establish family legacies, and we create strategies to provide for future income needs and reduce income tax liabilities. While developing customized financial plans, we walk our clients through a step-by-step process that helps them feel confident in their decisions.
We take pride in understanding our clients’ individual needs and goals, and forming lasting relationships with our clients so that we can continue to provide a high level of service as their needs change. We reduce risk and provide stability to protect our clients from the “unknowns” in life. This predictability allows us to implement sustainable investment and retirement income plans to protect our clients from the unexpected.
Once our clients’ goals have been established, we customize appropriate strategies to suit their vision and objectives and to help them execute a sound financial plan by utilizing the following products and services:
Do you believe there will be higher taxes in the future? Do you want to wait until they change the tax laws or do you want to do something before they change the tax laws?
A proper retirement income plan should include multiple streams of retirement income. At least one of those income streams should be non-taxable. At Empowered Financial Group, we will show you how to grow your money risk, access your retirement dollars tax-free, and leave an income-tax-free inheritance to your heirs.
We provide a Money Management System for pre-retiree’s, retiree’s and conservative investors. The average person does not understand that the classic brokerage houses and banks’, buy and hold methodology, does not work. There is no probability of success. Folks have no idea where they will be in 5, 10, 15 years. All you end up with is a Hope and A Prayer Portfolio. Don’t you deserve more? We think so.
You have options. You do not need to settle. You cannot afford to go backwards. When the next Great Recession hits, which is coming, which type of a portfolio do you deserve? A “Safe and Secure I did not lose” portfolio, or “I am just like everyone else and lost 40%’’. The brokerage and bank model of “Buy and Hold, Hope and a Prayer” portfolio management does not work. Question to ask is, “What happened to my portfolio in the last Great Recession, did I go backwards? Am I just getting back what I lost? Empowered Financial Group, specializes in providing Low Volatility, Low Risk, Successful Investment Management Solutions.
Our wealth preservation strategies are designed to help you reach your financial goals. Although investment vehicles may change from time to time, we utilize a variety of fixed accounts, as well as high quality private wealth managers of both bond funds and equity portfolios that have historically yielded high rates of return with reduced volatility.
At Empowered Financial Group, we take the time to get to know you, your needs, your risk tolerance, your time horizon, and your goals. Every client is different, that is why we go through the financial evaluation process with every client before discussing any investment strategies. We believe that having a detailed, well thought out wealth plan in both the accumulation and distribution stages is critical in achieving a successful, worry-free retirement. Our thorough, comprehensive planning process allows us to address all of your investment concerns, including protection from market volatility, income planning, retirement goals, legacy planning, and most importantly, peace of mind.
“Rule No. 1: Never Lose Money.
Rule No. 2: Never Forget Rule No. 1.”
- Warren Buffet
We do not like Risk. Our focus is Low Risk, Low Volatility, Successful Investment Solutions. Through our Money Management System, we show you strategies to reduce market losses. We show you how to be Defensive in bad times and Opportunistic in good times. You cannot have a safe and secure future without managing your risk. Through our exclusive Three Bucket Approach we will assess you’re overall Risk. It is the cornerstone of a successful plan.
How many -40% years can you take? We are able to provide you with a wealth of resources to help manage yours. Through our risk management system, Empowered Financial Group, can help you protect the things that are most important to you. We will identify, assess, and prioritize your potential risk. We will then coordinate and apply resources to minimize and monitor liabilities while maximizing opportunities—being defensive in bad times and opportunistic in good times.
All serious financial plans should consider the needs and benefits of insurance. Insurance is important because you have worked hard to build a solid financial foundation for you and your family, so it is now the time to protect it.
We will advise you as to which type of policy is best for you, how much insurance you really need, and the right company that you’re your needs. We will also take into consideration the structure of ownership on your policies to avoid estate taxes. If you already have insurance policies in place, we can perform an independent evaluation of your coverage. There is a fine line between the right amount of insurance coverage and being over-insured. The extra dollars can be working hard for you elsewhere.
We have the programs to help you determine if you can reduce or eliminate your income taxes to help you answer the following questions.